Credit Analyst
2 weeks ago
MOGO Kenya is part of Eleving Group, which is an international fast-growing financial technology company, operating in 14 countries in 3 continents.
MOGO Kenya provides car financing for used cars, logbook loans, boda-boda and tuk-tuk financing.
We believe each one of us has a business-owner mindset, and we learn and grow fast as individuals and as a company – within 4 years from opening in Kenya, we expanded to almost all Kenya regions and we keep growing, and now we have a talented team of over 1000 professionals.
Our team is diverse; we are inclusive, accepting, and respectful towards each other. Our diversity gives an opportunity to learn from one another and grow together as a strong team.
Join us - you'll love working in a collaborative and non-bureaucratic environment that is fun yet stable and sustainable.
- Authenticate documentation presented for all credit applications.
- Ensure compliance with the company's credit rules & procedures.
- Appraisal of customer loan applications and making recommendations.
- Ensure all applicants are advised on the fate of applications within a reasonable time.
- Active participation in Credit Committee.
- Analyze applicant's financial status and credit histories to determine the feasibility of granting loans.
- Communicate all changes regarding the credit rules and procedures to the sales staff.
- Any other duty that may be assigned.
- To evaluate, review and approve boda boda credit applications to determine if borrowers meet the set criteria as per the rules.
- To ensure that credit appraisals and all documentation are properly collected, processed and filed as required
- To ensure prompt feedback and closure of all boda boda credit applications
- To ensure loan facilities are released on time
- Establishing a risk management culture that promotes good analysis, judgment, flexibility and a balance between risk and reward
- Diploma/ Degree in B.com- Finance option or related field.
- 2+ experience as a Credit Analyst.
- Excellent communication and interpersonal skills.
- Strong analytical & problem-solving skills.
- Excellent knowledge of record-keeping.
- Ability to adapt quickly and work independently.
- Fluent in English and Swahili.
