regional manager
1 week ago
Role Overview: Regional Manager – Zidisha SME Product
We are seeking a
strong, mission-driven regional leader
to oversee end-to-end operations of the Zidisha SME product. The ideal candidate is a
people-focused manager
with proven experience leading field teams, driving portfolio performance, and executing operational strategies in fast-paced, high-growth environments. This role requires someone who can
build high-performing teams
, ensure
strict compliance and operational excellence
, and consistently achieve
collection, disbursement, and portfolio quality targets
across the region.
Key Responsibilities:
I. Leadership & Team Management
* Provide leadership, guidance, and performance oversight to Unit Managers and Field
Collection Agents.
* Recruit, train, motivate, and retain high-performing teams in line with company values
and goals.
* Conduct regular performance appraisals and implement performance improvement plans
where necessary.
* Ensure all staff adhere to Phoenix Capital's code of conduct, values, and field operations
policies.
II. Operations & Execution Oversight
* Lead and supervise day-to-day operations of the Zidisha product across the region.
* Drive compliance to all Standard Operating Procedures (SOPs) related to client
onboarding, loan disbursement, collections, and customer engagement.
* Support Unit Managers in implementing field strategies effectively.
* Ensure efficient route planning, client follow-ups, and effective daily field operations by
the collection agents.
III. Portfolio Quality Management
* Monitor and drive regional portfolio performance, ensuring high repayment rates and
minimal default levels.
* Provide early warning signals on portfolio risks and implement recovery strategies in
collaboration with credit and risk departments.
* Ensure accurate and timely field-level reporting of loan data, collections, and client
status.
IV. Performance Monitoring & Reporting
* Set and track performance KPIs for Unit Managers and Field Collection Agents.
* Analyze data and generate daily, weekly, and monthly performance reports for internal
review.
* Recommend corrective actions where performance gaps are identified.
V. Strategy & Process Implementation
* Translate high-level product and operational strategy into practical, actionable plans for
field teams.
* Work closely with senior leadership to pilot new operational models or process
improvements.
* Regularly provide feedback from the field for product or policy enhancements.
VI. Compliance & Risk Management
* Ensure full compliance with company policies, regulatory requirements, and ethical
standards.
* Take prompt corrective actions in cases of operational breaches, misconduct, or fraud.
* Oversee resolution of customer complaints escalated from the field.
VII. Stakeholder Engagement & Representation
* Represent Phoenix Capital within the assigned region, maintaining strong relationships
with local authorities, community leaders, and stakeholders.
* Coordinate with cross-functional teams including Finance, Credit, Product Development,
HR, and Training.
Key Deliverables:
* Monthly regional collection and disbursement targets met or exceeded.
* Portfolio at risk (PAR) maintained within agreed thresholds.
* Timely and accurate operational reporting.
* High employee performance and retention rates.
* Improved client satisfaction and reduced complaints.
* Must have atleast 3 years proven experience in the same role
QUALIFIED CANDIDATES SHOULD SEND THEIR APPLICATIONS TO:
copying and
Application deadline: Tuesday, 16th December 2025.
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