Senior Accountant

Credable is transforming financial services in emerging markets with its best-in-class Digital Banking Platform. We help partners launch financial products by embedding them into digital channels their customers already use.

The foundation of the platform is grounded in data that informs everything we do: from credit scoring to marketing segmentation and everything in between.

This approach enables us to embed credit and savings products into any partner channel, making them easy to access and highly contextual. The benefit is that our platform can cater to a wide range of use cases:

• MNOs can deploy efficient loan and savings systems optimised for their channels.
• Fintechs can offer tailored financial services to their unique customer base.
• Banks can create new revenue streams and enhance customer loyalty without overhauling their core systems.

The result is a win-win-win for partners, customers, and Credable. Having deployed across multiple markets in Africa, we've proven our platform meets a critical need and is driving us toward our core objectives:

• Democratizing financial services by reaching over 500 million people.
• Becoming the most trusted source of data in emerging markets.

The Role:

We are seeking a highly competent and detail-oriented Senior Accountant to manage the full spectrum of finance and accounting operations. The successful candidate will oversee financial reporting, statutory compliance, treasury operations, taxation, and audits while supporting strategic decision-making with timely and accurate financial insights.

As an integral member of the team, you will focus on a range of administrative tasks, including drafting and updating employee contracts and policies, maintaining accurate employee records, and assisting with recruitment efforts by writing job advertisements and managing job postings. Additionally, you will oversee the day-to-day management of the Nairobi office, ensuring an efficient, organised, and productive workplace.

Key Responsibilities:

Financial Reporting & Accounting

• Manage day-to-day accounting operations in compliance with IFRS and local accounting standards.
• Prepare monthly, quarterly, and annual financial statements.
• Ensure accurate ledger maintenance, reconciliations, and journal entries.
• Maintain and review the Chart of Accounts, ensuring proper classification of transactions.

Audit & Compliance

• Lead internal and external audits, acting as the primary liaison with auditors.
• Ensure compliance with company policies, statutory requirements, and internal controls.
• Maintain accurate documentation and audit trails for all financial transactions.

Taxation

• Prepare and file VAT, Withholding Tax, Income Tax, and other statutory returns.
• Ensure timely payment of all tax liabilities and compliance with the Kenya Revenue Authority (KRA).
• Liaise with tax advisors and auditors on tax planning and assessments.

Treasury & Banking

• Manage daily cash flow and banking operations.
• Oversee bank reconciliations, foreign exchange tracking, and fund transfers.
• Ensure timely processing of vendor payments and employee reimbursements.
• Maintain relationships with banking partners and manage corporate banking platforms.

Budgeting & Financial Planning

• Support the Finance Manager in annual budgeting and forecasting.
• Monitor budget adherence and provide variance analysis.
• Prepare financial analysis reports to support business decisions.

Process Improvement & Controls

• Implement and maintain robust financial systems, controls, and procedures.
• Identify and lead initiatives to streamline finance operations and increase efficiency.
• Support the digitization of accounting processes where applicable.

Qualifications & Experience

• Bachelor's degree in Accounting, Finance, or related field.
• CPA (K) / ACCA certified or equivalent is mandatory.
• Minimum 3–4 years of relevant experience in a similar role, preferably in a fintech, financial services, or multinational environment.
• Solid knowledge of Kenyan tax laws, financial reporting, and regulatory compliance.
• Proficiency in accounting software (e.g., QuickBooks, Odoo, SAP, or similar ERPs).
• Strong Microsoft Excel skills.

Key Competencies

• High level of integrity and confidentiality.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Ability to work independently and under pressure to meet tight deadlines.
• Attention to detail with a proactive approach to resolving issues.

Our Culture

As a company, we are guided by two core objectives:

• Democratising access to financial services by launching best-in-class products into channels that can reach more than 500 million people across our markets.
• Becoming the most trusted source of data in emerging markets.

At Credable, we are a fast-paced, high-performing team driven by a shared passion for building the future of banking and democratising access to finance across emerging markets. Our team operates across offices in Dubai, Nairobi, Dar es Salaam, Kampala, Maputo, and Porto, with frequent travel to strengthen connections with colleagues and partners.

We are entering an exciting phase of hyper-growth, expanding into new markets, scaling operations, and evolving our structures to shape the future of Credable in 2025. We are looking for energetic, curious individuals who are passionate about our vision and eager to create value while driving innovation and growth in the markets we operate in.

Join us if you want to shape the future of banking

We believe in equal opportunities, we welcome applications from diverse backgrounds. However experience working in FinTech, Banking/Finance, or Telcos is a big plus.